Together, we turn shared goals into lifelong financial success
Finance Solutions
Growth & Sustainability
with Asset Loans
& Growth Solutions
& Development Support
with Reliable Financing
Fair & Transparent Financing
Highlights honesty, clarity, and trust in lending.
Low-Cost Financing
Highlights affordability and friendly interest rates.
Accessible Member Loans
Emphasizes ease and fairness for members.
Who we are
K-Pillar SACCO Society Ltd (formerly Konoin SACCO Society Ltd) is a community-based deposit-taking savings and credit cooperative society headquartered in Mogogosiek, Bomet County, Kenya.
At K-Pillar SACCO Society Ltd, our members come first. From affordable loans to secure savings products, we are committed to offering financial solutions that make everyday life easier. As a community-based SACCO based in Mogogosiek, we work to ensure every member has the support they need to improve their social and economic future.
What we offer
Our Products & Services
Normal Loans
This is an all-purpose loan product tailored to meet financial needs of our members whether for development, project improvement or investment
Jijenge Loans
Tailored to meet members’ needs for a longer to finance their investments/projects
Superior Loans
Superior loan offers members additional credit facility when they have exhausted the maximum loan limit based on their deposits but can repay more loans through the pay slip.
Emergency Loans
Emergencies are unforeseen contingencies such as sudden hospitalization, funeral expenses, and other unforeseen circumstances beyond a member’s control.
Salary Advance
The Salary Advance Loan gives members opportunity to access short-term credit based on the net proceeds processed through FOSA.
Boaster Loans
Booster Loan is a facility for new members who have low deposits and in need of credit facility above the limit of their deposits.
Looking for a Trusted Financial Partner?
We embrace diverse perspectives to better serve our members and communities.
Our Benefits
Why Choose Us
Affordable Loans With Flexible Terms
We offer competitive interest rates and member-friendly loan products designed to support personal needs, business growth, farming, education, and emergencies.
Transparent & Ethical Financial Practices
No hidden charges. No complicated processes. We are regulated by SASRA and operate with honesty, integrity, and accountability.
Fast, Simple Loan Processing
Our loan application and approval process is quick, transparent, and fully guided—making it easy for you to access funds when you need them most.
Member-Owned, Member-Driven
At K-Pillar SACCO, you’re not just a customer—you’re a co-owner. Every decision is made with your financial well-being in mind.
Consistent Dividends and Returns
Members enjoy attractive annual dividends and interest on savings, helping you grow your wealth year after year.
Secure & Reliable Savings Solutions
Your savings are safe, well-managed, and always accessible. We provide structured savings plans that help you build financial stability and long-term security.
FAQs
Helping you understand how K-Pillar SACCO works.
Who can become a member?
Membership is open to individuals, groups, and businesses that meet our eligibility criteria, typically residents in our service areas or those affiliated with member organizations. Prospective members must subscribe to shares and agree to our cooperative rules.
How is K-Pillar SACCO regulated?
K-Pillar SACCO is a deposit-taking cooperative regulated by SASRA (Sacco Societies Regulatory Authority), ensuring safe and ethical management of member funds.
What happens if I default on a loan?
Defaulting on a loan may result in penalties, interest charges, or restrictions on further borrowing. Our goal is to help members manage finances responsibly, so we also offer guidance and restructuring options in certain cases.
testimonials
What People Say About Us
We empower our members to view financial opportunities in new ways, make the most of their savings, and achieve growth that strengthens both their lives and their community.
"Joining K-Pillar SACCO has been life-changing. I got a personal loan to renovate my home, and the process was simple and affordable. The team guided me every step of the way, and I now feel financially empowered."
Kelvin Otieno
Customer"As a small business owner, K-Pillar SACCO has been a true partner. Their business loan helped me expand my shop, and their advice on managing finances has made a real difference. I highly recommend them to anyone looking to grow."
Mary Jepkorir
Customer"I’ve been a member for over five years, and I love how K-Pillar SACCO values my savings. The dividends I receive each year give me confidence, and I know my money is safe and working for me."
Peter Kipruto
Customer"K-Pillar SACCO isn’t just a financial institution; it’s part of our community. They understand our needs, support farmers like me, and always offer guidance. Being a member has made my financial life much easier and more secure."
Jane Wambui
Customer
our blog
Read Our Latest Insights
We help you see the world differently, discover opportunities you may never have imagined and achieve results that bridge what is with what can be.
