Together, we turn shared goals into lifelong financial success
Our Services
What we offer
Our Products & Services
Normal Loans
This is an all-purpose loan product tailored to meet financial needs of our members whether for development, project improvement or investment
Jijenge Loans
Tailored to meet members’ needs for a longer to finance their investments/projects
Superior Loans
Superior loan offers members additional credit facility when they have exhausted the maximum loan limit based on their deposits but can repay more loans through the pay slip.
Emergency Loans
Emergencies are unforeseen contingencies such as sudden hospitalization, funeral expenses, and other unforeseen circumstances beyond a member’s control.
Salary Advance
The Salary Advance Loan gives members opportunity to access short-term credit based on the net proceeds processed through FOSA.
Boaster Loans
Booster Loan is a facility for new members who have low deposits and in need of credit facility above the limit of their deposits.
Business Account
This is a special product designed to embrace the unique needs of our business operators.
Saving Account
Savings Account makes it easy for members to save and access the savings at any time as the need may arise
Sacco-K Account
Savings Account designed to meet the needs for small scale farmers who receive low monthly proceeds from their farming business. It is suitable for both teas, dairy and small-business
non withdrawable deposits
Long term non-withdrawable savings contributed monthly by the member.
Share Capital
Share Capital is the shareholding that every member hold in the Sacco. It is a long-term investment a member puts in the Sacco for higher returns in form of dividends.
Junior Account
Junior Account has been designed for members’ children below the age of 18 years for the safe keeping of money and saving for the future
Salary Loans
This loan has been tailored to meet members’ needs for higher credit to finance members’ development projects.
Back to School Loans
Our Back-to-School Loan service provides quick and affordable financing to help you cover school fees and education expenses on time.
Fixed Deposits
Our Fixed Deposit service allows members to invest their money for a set period and earn guaranteed, higher returns.
Assets Finance
We provide structured asset financing solutions that enable you to purchase key assets while managing repayments comfortably.
Members Welfare Loans
Convenient, low-interest welfare loans designed to help members manage emergencies, medical needs, or urgent personal expenses.
Crop Advance Loans
Flexible agricultural loans designed to help farmers access capital for inputs, equipment, and seasonal farming activities
Group Loans (Oyangei Credit Scheme)
Our Group Loan service supports registered groups with affordable financing to grow their projects and businesses together.